• NASDAQ : ANCX

  • Price $ 28.82
  • Change $ 0.38 - 1.34%
  • Volume 37,470
  • As of March 27, 2017 Close Minimum 20 minute delay.

Financial Highlights

Financial Highlights
2012 FY
12/31/2012
2013 FY
12/31/2013
2014 FY
12/31/2014
2015 FY
12/31/2015
2016 FY
12/31/2016
Balance Sheet ($000)
Total Assets 863,914 847,182 1,052,880 1,178,548 1,430,708
Total Net Loans 716,020 698,272 808,230 918,050 1,069,366
Total Deposits 671,496 572,972 755,443 913,744 1,054,327
Equity Attributable to Parent Company 91,267 91,134 98,904 109,138 120,530
Total Equity 91,267 91,134 98,904 109,138 120,530
Profitability (%)
Net Income($000) 17,723 13,207 13,925 15,419 16,404
Net Income Attributable to Parent($000) 17,723 13,207 13,925 15,419 16,404
ROAA 2.15 1.55 1.45 1.39 1.27
Core ROAA 2.15 1.55 1.45 1.38 1.32
ROAE 19.68 14 14.47 14.83 14.11
ROATCE 19.68 14 14.67 NA NA
Core ROAE 19.68 14 14.44 14.78 14.59
Net Interest Margin 3.94 3.85 3.81 3.69 3.52
Reported: Net Interest Margin 3.94 3.85 3.80 3.68 3.52
Efficiency Ratio 65.32 64.96 60.52 63.74 62.07
Noninterest Inc/ Operating Rev 63.46 46.67 35.34 39.64 42.03
Balance Sheet Ratios (%)
Loans/ Deposits 91.88 119.91 102.80 97.13 99.56
Securities/ Assets 9.85 11.97 14.09 15.42 14.91
Total Equity/ Total Assets 10.56 10.76 9.39 9.26 8.42
Tangible Equity/ Tangible Assets 10.56 10.76 9.27 9.12 8.31
Tang Common Equity/ Tang Assets 10.56 10.76 9.27 9.12 8.31
Asset Quality (%)
NPAs/ Assets 0.37 0.35 0.21 0.73 0.57
NPA Excl Restructured/ Assets 0.32 0.30 0.15 0.63 0.48
NPAs & 90+ PD/ Assets 0.37 0.35 0.21 0.73 0.57
NPAs/ Loans & REO 0.44 0.42 0.27 0.93 0.75
Nonaccrual & 90+ & OREO/ Assets 0.32 0.30 0.15 0.63 0.48
NPAs & 90+ PD/ Loans & REO 0.44 0.42 0.27 0.93 0.75
NPA & Loans 90+/ Tangible Common Equity + LLR 3.11 2.84 2.02 7.17 6.02
NCOs/ Avg Loans 0.11 0.01 (0.03) 0 (0.03)
Loan Loss Reserves/ Gross Loans 1.72 1.85 1.63 1.46 1.47
Reserves/ NPAs 387.12 444.08 599.78 156.65 197.48
Loan Loss Provision/ NCO 201.20 NM NM NM NM
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 91,094 92,787 97,713 108,483 120,317
Tier 1 Capital($000) 97,094 92,787 97,713 108,483 120,317
Tier 2 Capital($000) NA NA NA 12,200 14,692
Total Capital($000) 105,758 102,467 108,693 120,683 135,009
Total Risk-weighted Assets($000) 688,782 770,276 875,862 973,908 1,173,330
Tier 1 Common Capital (CET1) Ratio(%) 13.23 12.05 11.16 11.14 10.25
Tier 1 Ratio(%) 14.10 12.05 11.16 11.14 10.25
Total Capital Ratio(%) 15.35 13.30 12.41 12.39 11.51
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 11.50 10.93 9.70 9.34 8.90
Supplementary Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 10,317,767 10,369,420 10,469,569 10,544,751 10,636,242
Avg Diluted Shares(actual) 10,363,267 10,403,155 10,466,841 10,581,871 10,677,561
Basic Book Value per Share 8.85 8.79 9.45 10.35 11.33
As-reported Book Value per Share 8.85 8.79 9.45 10.35 11.33
Basic Tangible Book Value per Share 8.85 8.79 9.30 10.17 11.16
Reported: Tangible Book Value 8.85 8.79 9.30 10.17 NA
Common Dividends Declared per Share 0.95 1.11 0.85 0.59 0.60
EPS after Extra 1.71 1.27 1.33 1.46 1.54
EPS after Extra Growth(%) 55.50 (25.70) 4.70 9.80 5.50
Core EPS 1.71 1.27 1.33 1.45 1.59
Core EPS Growth(%) 55.50 (25.70) 4.50 9.60 9.60
Diluted EPS before Amortization 1.71 1.27 1.33 NA NA
Pre-Provision Earnings per Share 1.88 1.32 1.33 1.46 1.75
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.