• NASDAQ : ANCX

  • Price $ 25.70
  • Change $ (0.30) - (1.15)%
  • Volume 292,132
  • As of June 23, 2017 Close Minimum 20 minute delay.

Financial Highlights

Financial Highlights
2013 FY
12/31/2013
2014 FY
12/31/2014
2015 FY
12/31/2015
2016 FY
12/31/2016
2017 FQ1 YTD
3/31/2017
Balance Sheet ($000)
Total Assets 847,182 1,052,880 1,178,548 1,430,708 1,401,347
Total Net Loans 698,272 808,230 918,050 1,069,366 1,095,363
Total Deposits 572,972 755,443 913,744 1,054,327 1,156,990
Equity Attributable to Parent Company 91,134 98,904 109,138 120,530 124,172
Total Equity 91,134 98,904 109,138 120,530 124,172
Profitability (%)
Net Income($000) 13,207 13,925 15,419 16,404 2,607
Net Income Attributable to Parent($000) 13,207 13,925 15,419 16,404 2,607
ROAA 1.55 1.45 1.39 1.27 0.74
Core ROAA 1.55 1.45 1.38 1.32 0.85
ROAE 14 14.47 14.83 14.11 8.57
ROATCE 14 14.67 NA NA NA
Core ROAE 14 14.44 14.78 14.59 9.77
Net Interest Margin 3.85 3.81 3.69 3.52 3.46
Reported: Net Interest Margin 3.85 3.80 3.68 3.52 3.46
Efficiency Ratio 64.96 60.52 63.74 62.07 65.73
Noninterest Inc/ Operating Rev 46.67 35.34 39.64 42.03 33.93
Balance Sheet Ratios (%)
Loans/ Deposits 119.91 102.80 97.13 99.56 92.72
Securities/ Assets 11.97 14.09 15.42 14.91 14.67
Total Equity/ Total Assets 10.76 9.39 9.26 8.42 8.86
Tangible Equity/ Tangible Assets 10.76 9.27 9.12 8.31 8.74
Tang Common Equity/ Tang Assets 10.76 9.27 9.12 8.31 8.74
Asset Quality (%)
NPAs/ Assets 0.35 0.21 0.73 0.57 0.45
NPA Excl Restructured/ Assets 0.30 0.15 0.63 0.48 0.37
NPAs & 90+ PD/ Assets 0.35 0.21 0.73 0.57 0.45
NPAs/ Loans & REO 0.42 0.27 0.93 0.75 0.57
Nonaccrual & 90+ & OREO/ Assets 0.30 0.15 0.63 0.48 0.37
NPAs & 90+ PD/ Loans & REO 0.42 0.27 0.93 0.75 0.57
NPA & Loans 90+/ Tangible Common Equity + LLR 2.84 2.02 7.17 6.02 4.68
NCOs/ Avg Loans 0.01 (0.03) 0 (0.03) 1.37
Loan Loss Reserves/ Gross Loans 1.85 1.63 1.46 1.47 1.24
Reserves/ NPAs 444.08 599.78 156.65 197.48 215.43
Loan Loss Provision/ NCO NM NM NM NM 38.03
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 92,787 97,713 108,483 120,317 123,834
Tier 1 Capital($000) 92,787 97,713 108,483 120,317 123,834
Tier 2 Capital($000) NA NA 12,200 14,692 14,402
Total Capital($000) 102,467 108,693 120,683 135,009 138,236
Total Risk-weighted Assets($000) 770,276 875,862 973,908 1,173,330 1,185,772
Tier 1 Common Capital (CET1) Ratio(%) 12.05 11.16 11.14 10.25 10.44
Tier 1 Ratio(%) 12.05 11.16 11.14 10.25 10.44
Total Capital Ratio(%) 13.30 12.41 12.39 11.51 11.66
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 10.93 9.70 9.34 8.90 8.83
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 10,369,420 10,469,569 10,544,751 10,636,242 10,787,490
Avg Diluted Shares(actual) 10,403,155 10,466,841 10,581,871 10,677,561 10,857,235
Basic Book Value per Share 8.79 9.45 10.35 11.33 11.51
As-reported Book Value per Share 8.79 9.45 10.35 11.33 11.40
Basic Tangible Book Value per Share 8.79 9.30 10.17 11.16 11.34
Reported: Tangible Book Value 8.79 9.30 10.17 11.15 11.22
Common Dividends Declared per Share 1.11 0.85 0.59 0.60 0.30
EPS after Extra 1.27 1.33 1.46 1.54 0.24
EPS after Extra Growth(%) (25.70) 4.70 9.80 5.50 (38.50)
Core EPS 1.27 1.33 1.45 1.59 0.27
Core EPS Growth(%) (25.70) 4.50 9.60 9.60 (29.20)
Diluted EPS before Amortization 1.27 1.33 NA NA NA
Pre-Provision Earnings per Share 1.32 1.33 1.46 1.75 0.36
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.